Last updated: August 23, 2026
WiseBuddy ("we", "us") is a budgeting app. This policy explains what we collect, why, how it's processed, and the choices you have — including which features run entirely on your device.
Name, email, and the budgets, transactions, goals, and receipts you enter or scan. This is the core data the app is built to manage.
| Permission | Used for |
|---|---|
| Camera | Scanning receipts and QR codes, taking a profile photo, photographing a payment card for on-device OCR |
| Photo library | Uploading a receipt image, setting a profile photo, saving a generated QR image |
| Notifications | Budget alerts, split-bill activity, buddy invites, chat replies |
| NFC / Bluetooth / Local network | Planned features (tap-to-add buddies). Declared ahead of release; not active in the current build |
Every permission is requested only when the related feature is first used, and declining one only disables that feature — the rest of the app keeps working.
WiseBuddy offers two ways to get AI help with receipts and budgeting chat:
WiseBuddy asks for your permission before the first server-assisted request, and nothing is sent to Anthropic until you allow it. You can withdraw that permission at any time in Buddy settings, and the app will ask again before using Claude. The app tells you which mode is active. Switching to on-device mode is available on supported hardware; see the app's system requirements for details.
Basic app usage and crash/performance data, collected to keep the app reliable. This does not include the content of your on-device AI conversations.
We do not sell your personal data, and we do not use the content of your on-device AI sessions for any purpose — it never reaches us.
Purchases made through the App Store or Google Play are processed by Apple or Google, who share your subscription status with us via RevenueCat so the app can unlock Pro features; we do not receive your full payment card details. A web-based checkout path, when offered, is processed by Stripe under its own terms.
We share data only with service providers who help us run WiseBuddy, under agreements that limit their use of it to providing the service, or when required by law:
We never share the content of on-device AI sessions, because it never leaves your phone.
We keep your account and financial data for as long as your account is active, plus a limited period afterward to comply with legal and accounting obligations. On-device AI data is retained only on your device, under your device's own storage and OS controls, until you delete it or uninstall the app.
You may access, correct, export, or delete your data at any time from the app, or by contacting us. To delete your account without the app, use our account deletion page; deletion is carried out 30 days after the request. Depending on where you live, you may have additional rights (for example, under GDPR or CCPA) to object to or restrict certain processing — contact us to exercise them.
WiseBuddy is not directed at children under 13, and we do not knowingly collect data from them. If you believe a child has provided us data, contact us and we'll remove it.
If we make material changes, we'll update the date above and, where required, notify you in-app.
Questions? Email privacy@wisebuddy.app.